HEALTH INSURANCE LITERACY

Health Insurance Literacy

Our consultants will translate health insurance "lingo" into plain language. We can assist individuals and organizations in such areas as facilitating open enrollments, as well as translating benefit summaries and marketing materials.

Marblestone can also help federal and state leaders manage the needs of new plan members who will seek coverage through the new Health Insurance Exchange system as part of the Affordable Care Act. Our goal is to minimize the frustration and confusion many members will face trying to complete enrollment forms and navigate online systems. We want to help members make the best plan decisions for themselves and their families.

Original Drug Plan Description

The Tiered Pricing Pharmacy Plan saves you money and takes the guess work out of paying for prescription medications.  Our discount plan segments brand name and generic drugs into three price classifications making it easy for you to consult with your health care provider to find the most effective medication at the lowest cost. 

Plain Language Revision

Our drug plan saves you money and makes it easy for you to figure out how to pay for the drugs in the plan. Here’s how it works.  You have three types of drugs to choose from:

 1.    Top level is Non-Formulary Brand.  (highest cost – special drugs that are not on the plan’s approved list)

2.    The next level down is the Brand Name (next highest cost, such as Januvia®)

3.    The bottom level is the Generic (cheapest, has same basic ingredients as Brand Name)

By knowing this information, you can talk to your doctor about getting the best medicine for your money.

 


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